If you want to see how people are living downtown these days, check out today s fifth annual Downtown Home Tour, which starts at the Harbor Town Yacht Club Condominiums and includes stops at some of the neighborhood s most interesting homes and lofts. Later, The Cult is at the New Daisy. And back at the Lounge, there s a Swing Concert to Benefit Hands On Memphis, 7-9 p.m., $5 cover.